Financial Programs
- in Massachusetts -

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Click on a program name for more information:

Financial programs help Massachusetts residents save their money, get out of debt, and establish good credit. Massachusetts financial programs include debt management programs, IDA matched savings accounts, financial education, and free and low cost banking.

Financial Education

Financial education teaches people how to manage money, increase savings, protect assets, and work towards financial security. Financial education is available at local financial literacy classes; online courses; or government and non-profit web sites.

Banking Programs

Massachusetts residents can get free or low cost savings and checking accounts at area banks. Children and seniors qualify for free accounts, and other residents can get basic accounts with low monthly fees.

Individual Development Accounts

Individual development accounts (IDAs) are special matched savings accounts that help low-income people put money aside for homeownership, education, or a small business. For every dollar you save in an IDA, the IDA program adds matching funds to your account.

Credit Counseling Programs

Credit counseling programs give free advice to people who are in debt or have questions about their finances. People who need help paying off their debts can enroll in a low-cost debt management plan.